The amount of fees you are charged can make a large difference to your end benefit – fewer fees mean more for you when you finish working.

Here is a table outlining our fees and what we charge them for.

Type of fee MySuper Lifecycle Investment Stratgy MyMix
Investment fee Building - 0.75% p.a.
Growing - 0.67% p.a.
Consolidating - 0.58% p.a.
Secure - 0.25% p.a.
Conservative - 0.49% p.a.
Balanced - 0.58% p.a.
Growth - 0.67% p.a.
High Growth - 0.75% p.a.
Property Securities - 0.67 p.a.
Australian Shares - 0.70% p.a.
International Shares (unhedged) - 0.75% p.a.
These fees are calculated as a percentage of applicable Fund assets and deducted from gross investment returns daily.
Administration fee $95 p.a. ($1.83 per week)
+ 0.15% p.a.
$95 p.a. ($1.83 per week)
& up to 1.25% p.a. (a rebate of up to 1% may apply to the percentage based fee, depending on the amount invested).
The dollar fee is deducted from your account balance monthly.
The percentage based fee is calculated as a percentage of applicable Fund assets and deducted from gross investment returns daily.
Buy-sell spread Building - 0.17% & 0.17%
Growing - 0.17% & 0.17%
Consolidating - 0.17% & 0.17%
Secure - Nil & Nil
Conservative - 0.12% & 0.12%
Balanced - 0.14% & 0.14%
Growth - 0.17% & 0.16%
High Growth - 0.19% & 0.18%
Property Securities - 0.16% & 0.14%
Australian Shares - 0.25% & 0.25%
International Shares (unhedged) - 0.17% & 0.14%
These costs are incurred each time money moves into or out of the MySuper Lifecycle Investment Strategy or into or out of each investment option in the MyMix Solution.
Switching fee Nil (buy/sell may apply) Nil (buy/sell may apply) Not applicable.
Exit fee $60 $60 Deducted from your balance when you make a partial withdrawal or fully exit the fund.
Advice fees relating to all members investing in a particular MySuper product or investment option Nil Nil Not applicable.
Other fees and costs* Amounts vary depending on the nature of the fee and your personal circumstances. Amounts vary depending on the nature of the fee and your personal circumstances. Insurance fees are deducted from your account balance monthly, where applicable.
Indirect cost ratio Ranges from an estimated 0.29% p.a. to 0.38% p.a. Refer to the Additional explanation of fees and costs in the How Child Care Super Works Guide. Ranges from an estimated 0.0% p.a. to 0.38% p.a. Refer to the Additional explanation of fees and costs in the How Child Care Super Works Guide. Deducted outside the Fund from applicable income or assets attributable to the MySuper product or investment option, before the gross investment returns from the investments have been determined.

* Insurance fees and advice fees for personal advice may also apply. Refer to the How Child Care Super Works Guide for more information. Personal financial advice is provided by Mercer Financial Advice (Australia) Pty Ltd ABN 76 153 168 293 AFS Licence No. 411766.