Terms and conditions

Terms and Conditions

The website www.childcaresuper.com.au (‘the website’ or ‘Child Care Super website’) has been prepared and is maintained by Guild Super Services Pty Ltd ABN 79 672 642 394 AFS Representative Number 001306706 ('GSS'  ‘the Promoter’ ‘we’ ‘our’ ‘us’) which is a Corporate Authorised Representative of smartMonday Solutions Limited ABN 48 002 288 646 AFSL 23667.

GuildSuper, GuildPension and Child Care Super are products of the Guild Retirement Fund ABN 22 599 554 834 (the Fund). The trustee and product issuer of the Fund is Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458.

Your access to the Child Care Super website and use of the information, graphics and materials on the website, is subject to these Terms and Conditions, notices, disclaimers and any other statements contained on the Child Care Super website (collectively referred to as "Child Care Super Terms and Conditions"). By using the Child Care Super website you agree to comply with and be subject to the Child Care Super Terms and Conditions.

In addition to these Terms and Conditions, specific terms and conditions may apply to other parts of the Child Care Super website. To the extent of any inconsistencies between these Terms and Conditions and any specific terms and conditions that apply to other parts of the {Child Care Super website, those specific terms and conditions will prevail over these Terms and Conditions.

Access to the Child Care Super website

The information provided on the Child Care Super website is appropriate only to those persons living in Australia. The products and services offered on the website are only offered to those persons living in Australia.

General information only

All information provided is general in nature only and does not take into consideration your objectives, financial situation or needs. Please read the relevant Product Disclosure Statement, Target Market Determination and Financial Services Guide available on the website and consider whether the product is appropriate for your needs. We recommend you consider seeking personal financial advice before deciding whether to acquire, or continue to hold, interests in the Fund.

The material and information on the Child Care Super website should not be used or relied upon as a substitute for personal advice. The information on the Child Care Super website is not a recommendation to purchase any insurance or financial products, investments or securities offered or provided by or in conjunction with the Fund.

The operation and management of the Fund is governed by superannuation, taxation and related information and the Guild Retirement Fund Trust Deed. To the extent of any conflict between the information on the Child Care Super website and the Trust Deed, the Trust Deed will prevail.

Products and services and investment performance

Neither the Promoter or the Trustee guarantees any particular product feature, return, rate of return, performance of any investment or the repayment of capital from any investment. Investments are subject to investment and other risks. These risks could involve delays in repayment and loss or diminution of income or capital invested.

Neither the Promoter or the Trusteeaccepts any liability in respect of, nor guarantees the performance of or payment of any claim or benefit in respect of, insurance or financial products that are arranged by it as an agent for a third party supplier or are underwritten by a third party.

Neither the Promoter or the Trustee accepts any liability in or responsibility for material, information, advice or products provided by other websites or other website providers which are linked to the Child Care Super website and accessed via the Child Care Super website.

Privacy

We are committed to maintaining the privacy of any personal data we hold about you, and do so in accordance with the Australian Privacy Principles and the Privacy Act 1988. Please read our Privacy Policy to understand how your personal information will be treated when you use our online channels.

Warranties

We have attempted and will attempt to ensure that material and information on the Child Care Super website is true and correct. However, we do not warrant the accuracy, adequacy or completeness of material and information on the Child Care Super website. All material and information is subject to change without notice. We do not guarantee that the Child Care Super website nor any third party website accessed via the Child Care Super website is free from viruses or that access will be uninterrupted. All terms implied by law, except those that cannot be lawfully excluded, are excluded.

Third party offers

The Child Care Super website may contain links to other websites or references to other offers or promotions by third parties. Unless otherwise stated to the contrary, we do not sponsor, endorse or approve of the operators of these other websites or the material, information, advice, service or products, offers or promotions found on them. Subject to any applicable law which cannot be excluded, we do not make any warranties or representations:

  1. Regarding the quality, accuracy, merchantability or fitness for purpose of the materials, information, goods or services available from those websites or third persons; or

  2. That the information, advice, services or products, offers or promotions do not infringe the intellectual property rights of any person. The Promoter does not authorise the reproduction of such materials, information, goods or services by linking to another website (either in whole or in part).

Obtaining materials, information, goods and services from those third parties and their websites is entirely at your own risk.

You indemnify the Promoter against all loss, damage, liability, claims and expense (whether direct or indirect, consequential, financial or non-financial) arising from or relating to your obtaining information, goods or services from a third-party referred to or accessed via the Child Care Super website.

Amendment of Terms and Conditions

The Terms and Conditions can be modified at any time by the Promoter. By using the Child Care Super website you agree to be subject to the Child Care Super Terms and Conditions, as modified.

Linking to Child Care Super website

Use of the materials and information on the Child Care Super website without the knowledge and consent of the Promoter is totally prohibited, as is linking (in whole or in part) the Child Care Super website to any other website. Please contact usif you would like to link to any part of the Child Care Super website.

Page last updated 13 December 2023