From 5 October 2021, Target Market Determinations (TMD) for the following Child Care Super products will be published here.

A TMD will be available for the following products:

Child Care Super Accumulation 
GuildPension Account-Based Pension  and GuildPension Transition to Retirement Pension

What is a Target Market Determination?

A Target Market Determination describes the target market for a financial product and relevant conditions in relation to the distribution of the product to consumers.

It also includes the events or circumstances where we may need to review our products and the TMD.

Why does Child Care Super need to have Target Market Determinations?

Target Market Determinations are a requirement of the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

This legislation requires financial services product issuers to design products that are appropriate for the consumers in the target market and consistent with their objectives, financial situation, and needs.