The amount of fees you are charged can make a large difference to your end benefit – lower fees mean more for you when you finish working.

Here is a table outlining our fees and what we charge them for.

Type of fee MySuper Lifecycle Investment Stratgy MyMix
Investment fee1 Building - 0.40% p.a.
Growing - 0.51% p.a.
Consolidating - 0.52% p.a.
Secure - 0.05% p.a.
Conservative - 0.36% p.a.
Balanced - 0.44% p.a.
Growth - 0.51% p.a.
High Growth - 0.52% p.a.
Property Securities - 0.37% p.a.
Australian Shares - 0.49% p.a.
International Shares (unhedged) - 0.48% p.a.
These fees are calculated as a percentage of applicable Fund assets and deducted from gross investment returns daily.
Administration fee1 $115 p.a. ($2.21 per week)
+ 0.15% p.a.

Maximum Administration fee of $800 p.a

$115 p.a. ($2.21 per week)

+ 0.30% p.a.

The dollar fee is deducted from your account balance monthly.
The percentage-based fee is calculated as a percentage of applicable Fund assets and deducted from gross investment returns daily.
Buy-sell spread Nil  Nil Not applicable.
Switching fee Nil  Nil  Not applicable.
Advice fees relating to all members investing in a particular MySuper product or investment option Nil Nil Not applicable.
Other fees and costs* Amounts vary depending on the nature of the fee and your personal circumstances. Amounts vary depending on the nature of the fee and your personal circumstances. Insurance fees are deducted from your account balance monthly, where applicable.
Performance Fee

Building 0.00% p.a

Growing 0.07% p.a

Consolidating 0.06% p.a

Secure - 0.00% p.a.
Conservative* - 0.05% p.a.
Balanced - 0.06% p.a.
Growth - 0.09% p.a.
High Growth- 0.07% p.a.
Property Securities - 0.00% p.a.
Australian Shares - 0.00% p.a.
International Shares (unhedged) - 0.00% p.a.

 
Transaction Costs

Building 0.08% p.a

Growing 0.03% p.a

Consolidating 0.01% p.a 

Secure - 0.00% p.a.
Conservative - 0.01% p.a.
Balanced - 0.02% p.a.
Growth - 0.01% p.a.
High Growth - 0.03% p.a.
Property Securities - 0.01% p.a.
Australian Shares - 0.02% p.a.
International Shares (unhedged) - 0.03% p.a.

These fees are incurred when assets are bought or sold.


1 If your account balance is less than $6,000 at the end of the financial year, certain fees and costs charged to you in relation to administration and investment are capped at 3% of the account balance. Any amount charged in excess of that cap must be refunded.

* Insurance fees may also apply.