Types of cover

Hands holding heart

Death cover

Heart with arrows circling around it

Total and permanent disablement

Coins and an up arrow

Income protection

What types of cover do we provide?

There are three different types of insurance you can access through Child Care Super: Income ProtectionTotal and Permanent Disablement and Death cover.

What cover don’t we provide?

While we don’t want to get too bogged down in what we don’t do, it’s important to know that there are some types of insurance we (and every other super fund) are not allowed to offer through super.

We can’t offer Funeral insurance or Redundancy cover (which is separate to Income Protection cover). We also can’t offer Critical Illness cover (which is different to TPD), but we do include Terminal Illness cover as part of Death cover.

If you think you may need any of these additional types of insurance or want to know more about how they may be relevant for you, you should speak to a licensed financial advisor about getting covered outside of super.

Page last updated 1 December 2023