Account-based income stream

Flexible payments

You choose how much and how often you get paid

Customisable investments

Choose between three investment options, or a combination of the three

Lump-sum payments

You can withdraw extra money when you need it

How does it work?

With an account-based income stream, you can choose how much and how often you're paid. To set up an account-based income stream, just follow these steps: 

1. Log in to your Child Care Super account

2. Set up a GuildPension in your online account

3. Transfer some or all your super into your new GuildPension account

4. Select how much and how often you want to be paid your regular income

Things to consider

We want to ensure an account-based income stream is the right choice for you.

• To be eligible for an account-based income stream, you need to have met a condition of release . If you’re not sure what this is, head back to your super in retirement.

• Keep in mind that there is a limit on how much you can transfer from your super to an account-based income stream. Learn more about the transfer balance cap.

• If you're no longer working or contributing to your super, you need to inform us if you wish to keep your current insurance. Your protection matters, so make sure you have it sorted out if insurance is important to you.

• Take your time to carefully consider all your options before making any decisions. We strongly advise speaking with a licensed financial adviser to determine which retirement strategies best suit your needs