Your investment options

Investment options in retirement

We believe in empowering you to shape your own future. That's why we offer you a range of three different investment options to choose from.

Your options

Whether you open a transition to retirement (TTR) account, or an account-based income stream, you have the same options when it comes to investments.

Dollar sign in cloud


100% defensive, cash investments

Very low risk with lower expected investment growth*

A plant with money on it


52% growth, 48% defensive investments

Medium to High risk with higher expected investment growth^

Scales balancing


86% growth, 14% defensive investments

High risk with higher expected investment growth^

Just a heads up, you don’t have to pick one. You can choose to invest your retirement savings in a combination of these options.

* Lower expected growth when compared to the balanced and growth investment options. 
^ Higher expected growth when compared to the secure investment option.

If you don’t make a choice

Just like your superannuation, we make your retirement investments SUPER easy. If you don’t make a choice, we’ll invest your savings automatically in the ‘balanced’ investment option.

How to change your investments

To choose how your retirement savings are invested, you need to create an income stream account online. To do this, you need to log into your super account, and follow the ‘create an income stream’ process. Once you’re logged in, head to the switch investments tab to make changes.

Create an income stream account

Page last updated 13 December 2023